Are Free Solar Panels A Good Deal?

There are many companies offering free installation of solar panels for your home through “Rent a Roof ” schemes. Great news you say, no initial costs and free electricity for your home. Sounds too good to be true? There are many things to consider that you wont be told about when choosing to install free solar panels.

So what’s the catch?
Well the solar panels and installation are in fact free. So no catch? Not quite, although the panels are free and you do receive free electricity produced by the panels but you don’t actually own the solar panels. These are owned by the company that installs them. This company also receives all the Feed-In-Tariff Payments(FIT’s) which are guaranteed for 25 years.

What are FiT payments?
Feed-in Tariffs (also known as FiTs) are the payments received by the owner of a Solar PV system. This a government backed scheme that pays people for creating their own “green electricity”. If you opt for an installation of free Solar PV you will see nothing of these payments, which in the long run would give you a great return on investment if you purchased your own Solar PV system.

Selling your house? You may have a problem
There has been various problems exposed for home owners that are trying to sell their house with free solar panels installed on their roof. The Royal Institution of Chartered Surveyors (RICS), have advised against making offers to buy properties fitted where free solar panels have been installed.

The problem is partly due to the company that installed your solar panels now own your roof for the duration of the Feed-in Tariff life time, this is now 20 years. It is difficult for buyers to secure mortgages on houses with “free solar pv” due to not having full ownership of the roof.

What are the alternatives to free solar panels?
Solar panels have halved in price over the last year meaning the capital outlay is significantly lower that you might expect. A typical solar PV system now costs between £4,000 and £7,000 depending on the size. Another alternative to “free solar panel schemes” if you can’t afford the initial outlay upfront you can secure a low interest loan, such as the home improvement loans from Tesco.

The original outlay may be more costly initially, but in the long run you will be better off and will avoid running to any issues with your roof. You will also receive the full Feed-in Tariff, export tariff as well as generating your own electricity to reduce your bills. The total income on a typical 4kwp Solar PV system for example is £869.58 annually, this will increase year on year with in-line with inflation.

All payments and savings are tax free, index linked and guaranteed for 20 years. So a Return on investment over 20 years = 21.77% (Based on annual inflation of 4% and annual energy price increases of 8.7%).

Will A Payday Loan Work For You?

Online payday loans are one thing you must understand prior to deciding to purchase one or otherwise not. There is a lot to take into account when you consider obtaining a pay day loan. Consequently, you might would like to expand your understanding on the subject. Read through this post for more information.

If you are considering a short expression, payday advance, do not borrow any more than you need to. Pay day loans must only be utilized to allow you to get by inside a crunch and never be used for additional cash from your pocket. The rates are way too great to use any further than you truly need.

Make certain you recognize all fees you should pay out. Even if you possibly usually do not be thinking about all of the charges you’ll be responsible for, you need to understand these details since service fees could add up. Request created records in the service fees that might be assessed. Just before getting the money, be sure you understand what you must pay out.

When thinking about taking out a payday advance, be sure you understand the payment approach. Occasionally you might need to send out the lending company a submit dated check that they may money on the thanks date. Other times, you can expect to have to give them your banking account details, and they will immediately deduct your transaction from your bank account.

If the resources will not be readily available once your repayment arrives, you just might ask for a tiny extension from the loan provider. There are actually pay day creditors who can offer extensions up to 48 hrs. Just understand that you will turn out owing a lot more when you get an extension.

Make sure that you know how, and whenever you can expect to pay off the loan before you even have it. Get the personal loan payment did the trick in your budget for your pay periods. Then you can certainly assure you have to pay the money back. If you cannot pay back it, you will definately get stuck paying financing extension cost, on top of further interest.

Understand that you will be supplying the payday loan access to your personal banking info. That is great if you notice the borrowed funds deposit! However, they is likewise producing withdrawals from your accounts. Be sure to feel at ease having a business experiencing that sort of use of your banking account. Know to expect that they may use that access.

A great tip for everyone searching to get a payday loan would be to stay away from offering your information to lender complementing internet sites. Some pay day loan websites go with you with creditors by discussing your information. This is often very high-risk and also guide to numerous junk e-mail e-mail and undesirable calls.

Do not use the services of a payday advance firm if you do not have tired all of your current other choices. When you do sign up for the financing, be sure to could have dollars accessible to repay the money when it is thanks, otherwise you could end up having to pay extremely high fascination and fees.

If you want to obtain a loan from an out-of-express financial institution, the best option is to discover one which doesn’t need you to fax in documentation. Faxing can be difficult as much men and women don’t individual fax devices. Faxing can also increase the expenses associated with the loan.

Better business bureau.org is a great place to investigation a loan provider. Whilst a lot of the payday financing organizations are moral, a number of them may not be dependable. Check out any grievances that have been manufactured about a certain company, along with exactly what the company’s reply was.

Usually do not make your cash advance repayments past due. They are going to statement your delinquencies towards the credit score bureau. This may in a negative way influence your credit ranking to make it even more complicated to take out standard lending options. When there is any doubt that you can repay it when it is thanks, will not obtain it. Find an additional way to get the amount of money you need.

Look at contacting if you want to have a payday loan. While it is less difficult to get it done on the web, it really is safer to complete this on the telephone or maybe in particular person. It will be easy to inquire far more inquiries and be sure that you comprehend everything about your bank loan.

The best idea accessible for making use of pay day loans is to never have to utilize them. If you are dealing with your bills and cannot make ends fulfill, pay day loans usually are not the best way to get back in line. Consider creating a budget and saving some funds to help you avoid using these sorts of personal loans.

You ought to really feel a little better after looking at the info right here. Payday loans may be useful in some scenarios. You do, nonetheless, need to have a strategy explaining how you wish to invest the cash and just how you wish to repay the loan originator with the thanks day.

The Concept of the Glycemic Load Index

Although the majority of sweets, or candies, have a high glycemic index, one or two candies in your daily eating schedule, would give only a slight rise to your blood sugar level. The glycemic response is dependent not only on the type of carbohydrate – simple or complex, but also the quantity you eat! Therefore, researchers have introduced the concept of the glycemic load index, to simultaneously assess quality and quantity of the carbohydrates in a meal.

The glycemic load index is calculated by multiplying weight of carbohydrates with the glycemic index of the product, and dividing the result by 100. For calculation purposes, the fiber is subtracted from the total carbohydrates and the weight is in grams. Calculated values of the index can be found in tables on a variety of web pages dedicated to the low-carbohydrates diets.

The value of the glycemic load index is based on the idea that it makes sense to eat a larger amount of food with a low glycemic index instead of eating a smaller portion with a high glycemic index. For example, a slice of a white bread will raise your blood sugar level 2.5 times more than a slice of watermelon.

A diet focused on a low the glycemic load index tends to estimate a quantity of carbohydrates which is necessary for the optimization of glycemic control. Such a diet helps to decrease total body mass, thereby helping to prevent the risk of increase in a blood pressure, the risk of cardiovascular diseases and the risk of developing type 2 diabetes.

Here are some tips on how to reduce the glycemic load index of your meal:

 

  • Increase a consumption of whole grains, nuts, legumes, fruits and an amount of starch-free vegetables.
  • Reduce an amount of starchy and processed foods, such as baked potatoes, french fries, white and, especially, parboiled rice and white bread in your menu.
  • Eat a limited amount of sugar-containing foods, such as regular carbonated soft drinks and sweetened beverages, biscuits, cakes and sweets. All kinds of sweets, pastries, jams and sugars tend to rapidly increase your blood sugar level.

An effective diet, which is based on the glycemic load index, has to be versatile. Do not avoid eating certain foods, as cereals, fruits, vegetables or even fats. Many of these products contain vitamins and minerals which are essential for your health. And do not feel deprived – eat your midday snack! A few pieces of your favorite candies after a proper lunch will not ruin your diet!

Require Advice About Payday Loans? Continue Reading

Do you feel nervous about paying out your bills this week? Do you have tried out every thing? Have you tried out a cash advance? A payday advance can provide you with the cash you have to pay out charges right now, and you can pay the personal loan in amounts. Nevertheless, there are some things you have to know. Read on for tips to help you from the process.

There are many companies that engage in the concept of paycheck progress personal loans. Look up the organization and their service before you have a bank loan from their store. Be sure that other clients have already been pleased. Performing a little bit of on-line research is a sensible way to identify testimonials.

If you need to obtain a cash advance, available a new banking account at a bank you don’t generally use. Request the financial institution for momentary checks, and use this profile to acquire your pay day loan. As soon as your bank loan is available thanks, put in the total amount, you need to repay the borrowed funds into your new checking account. This safeguards your regular earnings if you happen to can’t spend the money for personal loan again by the due date.

If you apply for a cash advance, make sure you have your most-recent pay out stub to confirm that you are used. You must also have your newest bank declaration to demonstrate which you have a current wide open bank account. Although it is not generally essential, it can make the entire process of obtaining a bank loan easier.

The cash it is possible to acquire by way of online payday loans can differ significantly. All depends mainly on your own regular paycheck quantity. This is the financial institution who evaluates exactly how much you will make and establishes the amount of a loan you may be eligible for a. You should look at this while you are contemplating receiving a payday advance at all.

Before you sign up for the cash advance, carefully consider the amount of money that you really will need. You need to use only how much cash that can be required for the short term, and that you may be able to pay rear following the expression from the bank loan.

Before attempting to have a cash advance, do your homework. You may be thinking this economic crisis is simply too major to wait even so, there exists generally time to look into. Typically, payday loans are the favored choice as a result of quick payout. It is not unusual to receive your cash that day. Search on the internet to discover a company with low rates of interest and good testimonials. Also, attempt to understand if there are some other options accessible to you.

Just take out a pay day loan, in case you have not one other options. Payday loan suppliers normally charge consumers extortionate interest levels, and management charges. As a result, you should investigate other types of buying fast income before, relying on a payday loan. You could, for instance, borrow some funds from buddies, or family members.

For those who have any important goods, you might like to think about consuming all of them with anyone to a payday advance supplier. Sometimes, cash advance suppliers allows you to protect a payday loan against a priceless object, such as a component of great jewelry. A secured payday advance will most likely have got a decrease interest, than an unguaranteed payday loan.

If you need to sign up for a payday loan, be sure to read any and all small print related to the loan. If there are actually penalty charges connected with paying off earlier, it is up to you to know them in advance. If you have anything that you do not comprehend, tend not to indicator.

Should you be self-employed, you may well be better off trying to get a personal financial loan that is attached. Personal-utilized folks don’t usually qualify for payday loans. Payday loan creditors demand evidence of guaranteed potential cash flow.

Do not have a financial loan for almost any more than you can afford to repay on your own next pay period. This is a great concept to enable you to pay your loan way back in full. You do not desire to pay in installments since the interest is very high which it could make you need to pay a lot more than you lent.

Pretty much every person discovers on their own in a challenging financial circumstances at the same time or another. Many people choose pay day loans being a option. These loans can help you out of a financial combine. Consider the guidance provided over in order to completely use online payday loans.

5 Reasons Your Business Should Have an Information Protection Policy

Information is the lifeblood of all businesses, but many business owners and high level managers often overlook the security of their business information to focus on what they consider more important; “the generation of revenue.” Many even know the risk well in advance but take on the mentality, “It will never happen to us.” Then the inevitable happens.

Experience has proven that the disregard for the protection of business information is disastrous. The smallest vulnerability in a business’s Information Security System (ISS) can and does cause businesses thousands, even millions of dollars in financial loss everyday. Experts have found that in the majority of the cases involving “loss” from the theft of information that the business owner(s) or managers were aware that potential breaches existed and did nothing to correct the issue. Experts also point out that in 99% of the cases that the cost to fix the breach would have been thousands to millions of dollars cheaper then the loss the business sustained from the breach itself.

According to “Trends in Proprietary Loss” (ASIS International, 2007) these are the top 5 reasons businesses of all sizes should have an active and progressive Information Security System (ISS) and Information Security Management System (ISMS) in place.

  • Loss of reputation/image/goodwill – Taking a hit in the pocket could be bad but not as half as bad as taking a hit to your reputation. Many business can rebound from loss of revenue but repairing your business reputation can cost astronomical time, effort and money. The implications are overwhelming in most cases.
  • Loss of competitive advantage in one product/service – When you have been working feverishly to stay ahead of the game but your competitor beats you to the finish line every time, “There’s a hole in your boat.” The leaking of trade secrets, product delivery timelines and other business processes can completely derail a business and destroy its competitive advantage.” In 2006 there was a well known case of information theft concerning an employee from a major beverage. That employee stole trade information and conspired to sell it to another beverage company for 1.5 million dollars.The employee was arrested after the competitor turned her in.
  • Reduced of projected/anticipated returns or profitability – This can occur when your competitor knows your pricing strategy. If they’re selling the same type of product or service as your business they can, and will easily outprice you.
  • Loss of core business technology or process – A quick Google search will give you some insight on how businesses lose billions in the process when technology is leaked or stolen. The case of the drawn out and costly battle of the “Cell Phone Giants” comes to mind. Do a Google search about it. There are some really insightful facts that you may not have known about the case.
  • Loss of competitive advantage in multiple products/services

All of the above are sound reasons while your business should have an active information security policy. I am of the opinion that any business that regularly loses money and fails to implement processes to stop it,will soon be out of business. Therefore, I encourage all business managers, executives and owners to take the protection of their information seriously. Make time to review your current information security processes and policy with your security manager. Listen to his/her concerns and recommendations. After all that is what you hired him/her for. Concentrate on making your security a “Necessary good” instead of a “Necessary evil” and dedicate a reasonable but flexible budget to immediately address new or unexpected security threats. It could truly save you a life of headaches, court battles and money in the end.

Below are a few recommendations that I believe will help any business to begin improving their information security process. It will also help to improve overall security in general.

Recommendations

  • Ensure that sensitive information is only accessible to a small group of people based on a need to know basis. This information is to be kept in a secure area with progressive and redundant security measures.
  • The first level of security can be posted signage that designates the level of authorization required to be in specific areas. These signs should also advise the consequences for ignoring them.
  • The second level of security may include CCTV cameras which are manned or unmanned (but have the ability to be reviewed later). Cameras serve as a good method to detect, deter and in some cases respond to nefarious behavior.
  • The third level of security mandates designated key cards or key fobs to enter restricted areas. This authorization can also be indicated by color coded ID badges. A security checkpoint guarded by trained security officers is also an option.
  • The fourth level of security concerns areas where the most sensitive information is held. This area should include CCTV cameras, locked file cabinets and safes. This should be supported by a well written Information Protection Policy created in partnership with an experienced security professional and it should be strictly adhered to.
  • Lastly, a schedule for audit and compliance should be instituted and a designated person appointed the responsibility for its oversight. This recommendation has more to do with Information Security Management, which I will discuss in a later topic.

General Information Security Practices

The preceding concerned security strategies for highly sensitive information however, we must not overlook the need for the security of general business information. Information comes in many forms and businesses must protect them all. Here are a few more tips that I recommend to improve your current Information Security Policy:

  • Ensure that all documents that contain personal, personnel and company information are always kept secure. This information should never be left lying around on someone’s desk or in their inbox. Always keep this type of information under lock and key and designate a person to ensure strict accountability.
  • Ensure that you have a information security policy in place and share it with your entire staff. This policy should include how to file or discard company information.
  • Ensure that your company has a shredder and include shredding regulations (what should be shredded, when and by whom) into your policy.
  • Always ensure that someone in your organization stays abreast of current cyber threats. This person is normally the head of the IT department or your security manager. He/she should also ensure that your anti-virus and firewall systems are regularly updated and tested. If your company does not have a dedicated IT department of manager it wouldn’t hurt to consult with an IT Security firm to get a check-up.
  • Ensure that your Information Protection policy includes regulations pertaining to thumb drives and portable hard drives. The policy should clearly state what information can be saved or uploaded from and to the devices. Also consult with your IT department to disable the USB ports on your computers and networks if necessary.
  • Finally, every business should have a Non-Disclosure Agreement. NDAs set the expectations for your employees as it pertains to the privacy of your business affairs, processes and materials. It also provides the recourse for violating the policy. can be found on the web, but I recommend consulting with your attorney to ensure that your NDA provides you and your business optimum protection.

That about sums it up. I believe that by implementing these strategies that every business can improve the protection of their information and reduce the chances of suffering financial loss. In many cases you may even increase your profitability, which is why we are all in business anyway. I hope that you found this information valuable. Never underestimate what a solid Information Security Program can do for you.

Thanks for reading and I hope that these quick security tips help to kick start or rekindle your Information Security Program.

Do Subjective Reviews of Multi-Level-Marketing Exist?

For newcomers to network marketing or those who are considering switching companies or even joining an additional MLM opportunity, the multilevel selling review is an critical piece of info. The difficulty is to be ready to find a review that’s unprejudiced and objective, although some viewpoints and suggestions might also be helpful. This article references one or two review sites that offer info.

MLM Review Kings run by Brian Garvin and Jeff West offers a great review of many MLM opportunities along with, of course, their top recommendations. You can find the reviews divided up by categories or in alphabetical order on the right-hand side of the default page, as well as a large amount of information that might aid you as a network marketer.

NetworkMarketingReview.net offers a reasonably comprehensive list of MLM corporations that you might want to test out. You can find them all at the left-hand side of the site in alphabetical order along with some other interesting subjects which are pertinent to internet promotion and web marketing in general. Just this one post offers a treasure house of information. Also, its worth noting the overall view of the network marketing industry on this site is kind of negative. OnlineMLM Forum is one such forum as is MLM Forums. There is several web marketing and internet marketing forums which offer some discernment, although it could be rather subjective, into the internet marketing industry.

The network marketing industry always brings up extremely polar views. Some folk are very passionate about it, including top authors like Robert Allen and Robert Kiyosaki. It’s fascinating to notice that the mention of franchises not too long ago would have caused the same kinds of reactions.

Social marketers who are serious about building their firms should be reading and studying about business basics, the most recent sales and marketing methodologies, tactics for networking and business development, for example.

And a multi-level selling review is a handy place to start if you need to find out more about the industry generally as well as be informed about explicit companies.

Site Sell Review – Check Out My Review of Site Sell

My writing of this Site Sell Review was prompted by the overwhelming number of positive reviews that I found on the net from people who have used it. There is no other program that comes anywhere close to this program in providing insights on what you need to do to make your internet marketing business successful.

Developed by Dr. Ken Evoy, Site Sell comes in three volumes that guide you on the steps that you need to follow to make your business a real creator of money. Where other programs provide you with the basics of setting up your online business, Site Sell goes further and provides you with detailed information on how to build on the basic steps to make your business truly lucrative.

To achieve continued growth, you are guided on:

–    Strategies of developing a product and how to position it
–    Site development strategies that attract customers
–    Traffic generation strategies.

With Site Sell, one of the biggest headaches that afflict most people venturing into online business is overcome. You are provided with information on how to select products that you can sell quickly to realize a profit so that you do not have to waste your time and energy trying to find out what is feasible and what is not.

Product choice and traffic generation, as I discovered before writing this Site Sell Review, are the biggest hurdles that an internet marketer has to overcome and the course provides 451 pages on how to generate traffic. Traffic generation is key to income generation and could actually make or break a business.

Something else makes the course stand out and motivated me to write this Site Sell Review. The course explains in detail the concept of pre-selling which most other programs do not address. Pre-selling is a marketing strategy that, when properly utilized, will make visitors to your site willing to buy even before they reach your sales page.

The depth of this course puts other internet marketing courses to shame and it is highly recommended for those keen to see their online revenue grow in leaps and bounds.

Making Your Employees Understand the Value of Information

When deploying a bespoke information security awareness campaign, the ultimate aim is to build a mindset in which employees come to respect and protect the information they work with. To achieve this, it’s imperative that employees fully understand the value of that information.

Failing to understand the value of information is a major cause of information security breaches. For example, it’s the reason why sensitive information ends up in wastepaper baskets or recycling boxes, which subsequently exposes it to ‘dumpster diving’ – the practice of scouring company bins for useful competitor intelligence.

Failing to understand the value of information has led to some of the high profile ‘laptop left on a train’ incidents, where employees are walking around with sensitive information on their hard drives that hasn’t been encrypted for transport.

Failing to understand the value of information can even cause employees to talk themselves into doing things they’ve already been told is bad practice, such as connecting to an unsecure hotel wi-fi to check email. We’ve all been tempted to do it because of the convenience. What stops us is knowing how valuable the emails coming in and out are – all of which can be intercepted on an unsecure wireless connection.

Communicating value

The value of information is best communicated through a clear information classification scheme. For example, let’s use the traditional labels of ‘public’, ‘internal’ and ‘confidential’ information. One of the most effective methods of communicating value is to consider all of the information types within your organisation and categorise them under these headings. Turn that into a clear communication that allows employees to see exactly which information types should be considered under which classification. There are also some engaging and fun ways to embed this in your employees’ minds.

Make classification mandatory

Making classification of all documents mandatory also helps to embed this consideration of value. A classification must be assigned to every new piece of information that employees generate. Similarly, every piece of information they receive must be immediately checked for its classification. If a piece of information is passed on without a classification, then the practice of sending it back to the originator for classification will eventually cause this handling procedure to become second nature.

Protecting confidential information: Carrot or stick?

For most organisations, accidentally or intentionally disclosing confidential information is a disciplinary offence. As long as you state this as part of a campaign that simultaneously instils the value of information, then it can be quite effective.

However, bear in mind that the most effective internal communications campaigns succeed by aligning the objectives of the employee with the objectives of the organisation. Therefore, a more effective method is to make the employee see the personal value of protecting information at work. There are many messages that can be used, such as building the employee’s perception of their contribution to organisation success, and the need to protect the integrity of this achievement. You can also communicate how devastating an information breach can be – for example, through lost revenue or a fine from the Information Commissioner’s Office. An information breach could even cause enough lost competitive advantage that an organisation is no longer able to operate at the same size it was. This associates the concept of information security with job security.

New MLM Company on Direct Selling Reviewed – Get High Quality Linens and Home Party Consultants

Does it pay to have beautiful, elegant and high quality linens? Is this important to you? For some, I guess, it is really important. Just try to imagine having a newly built luxurious house in your community. The owner of it invited you for a dinner at their eye-catching crib. Eventually, as you enter in the so-called luxurious house, you’re bothered by its environment itself.

What am I trying to point out to you is that, it is important to have a touch of high quality linens and comfort wear for your house. So, before going further, what’s the entire buzz with Private Quarters?

Digging the company history, this direct selling-focused industry was founded last 2004 by Jeff Stroud and Wayne Selness, his partner which is originally from his father’s team up.

Long after Jeff Stroud discovered that in Direct Selling Association, there were no company selling bed and bath linens as its spotlight. This brought him the idea of having born this company, to continue his father’s tradition of selling quality home textiles, which then was sold and in the end closed.

From starting at 10, 000 square foot warehouse from a scratch, servicing a small group of independent consultants who held parties and in-home sales demonstrations at early 2004, to presently operated 50, 000 square foot facility in City of industry, California.

Residing at a fast growing, national business area in California, they are blessed with hundreds of independent PQ Comfort Consultants from different places selling millions of dollars of home textile.

Apart from the company’s history, I love to look at its values and mission, too, because this is where we perceive a company’s solidity in running the business. Mixed them up will create a relationship among the team’s success and future upbringings.

Be comfortable with who you are.

Be comfortable with what you have to share.

Be comfortable with what you have to contribute.

Acformation – The New Information Paradigm

The First Paradigm – Age of Information (circa 1980 – 2000)

Information, coming in, captured the then market realities. It represented the collective market notions such as ideas, beliefs, etc. for a given time period. The Information Gradient (IG), the rate at the which a given information changed – proven, disprove etc. was fairly linear. In other words, the market behaviour was within the predictable limits of Organizational Think-tanks (OT).

The Second Paradigm – The Rise and Fall of Real Time Information (circa 2000 – 2012)

The changing market dynamics brought new problems to these OT. The IG lost its linearity. It became a victim to unforeseen market forces, and thus became more skewed. The Information captured did not convincingly represent the market notions.

It was then time for the next paradigm shift – the Real Time Information (RIT). But, RIT never represented information at all. It was a screenshot of the market notions at any point of time. It allowed the OT to ‘trust’ the market forces before taking any strategic decision.

It worked well for a while. Until RIT started losing the ‘realness’ of the information. As the real-time capturing of information peaked, companies started becoming more aspirational. They wanted information created a moment ago. While the technological advancements made it possible to capture and deliver information real-time, these companies found it difficult to put this information into perspective. For a vital component of the information made no sense – how useful is this piece of information for the immediate decisions to be made and its integrity for long-term strategic decisions.

The era of RIT came to end.

The Third Paradigm – The Age of Acformation (Present)

RIT is dead. How could a piece of information captured a minute ago make sense? More so, when information captured a minute ago will not be the same as the information that is to be captured the next minute. Especially in an industry such as Apparel or Footwear where the fashion trends are changing.

RIT lacks a continuity, in terms of aiding the business in taking market decisions.

Acformation was born. It stands for Actionable Information.

Acformation is radically different. It does not capture or represent information at all.

Acformation, in essence, represents the rate of change of information. In other words, it represents IG. IG is a meta-information, i.e. information about Information. It provides the much need context for the information, and is thus, Actionable.

Understand your company’s Information Structure

As a retailer, you need to understand the Information Structure of your business.

Primary Information (PI)

Stock Levels

What do you have? How much of it do you have?

Sales

What has been sold?

How much of it has been sold?

Secondary (or Meta) Information (SI)

What did this customer buy?

How much did the customer buy?

What is the Customer Profile?

What is the customer buying history?

Miscellaneous Information (MI)

Company Performance

Accounts and Balance.

Actionable Information (AI)

Given the PI, SI & MI levels, how disposed is the customer (or a group of them) to buy in the future?

How likely will the purchase be made?

How frequent will this happen?

Will there any change in their preferences as result?

How resources is your shop in making this happen?